Sundaram Direct

1. What is your current age?

A. Less than or equal to 30 years
B. 31 to 40 years
C. 41 to 50 years
D. 51 to 60 years
E. Older than 60 years

2. Which stage of life are you in?

A. Single
B. Married, no children
C. Married with one or more dependent children
D. Single parent
E. Married with one or more independent children

3. How many dependents do you have?

A. 0
B. 1
C. 2
D. 3
E. 4 or more

4. When do you expect to start withdrawing your investments (expected holding tenure)?

A. Not before 15 years
B. 8 to 15 years
C. 4 to 7 years
D. 2 to 3 years
E. Less than 2 years

5. Given below are 5 portfolios with their potential high & low returns over 1 year. Which of these would you prefer?

A. High: 50%, Low: -28%
B. High: 35%, Low: -17%
C. High: 22%, Low: -11%
D. High: 14%, Low: -4%
E. High: 9%, Low: 5%

6. Which of these are you comfortable with?

A. I don’t mind if I lose money
B. I can tolerate a loss
C. I can tolerate a small loss
D. I would have a hard time tolerating any loss
E. I need to see at least a little return

7. In case there are adverse market conditions, what is the extent of loss you will be prepared to accept, within a year?

A. -30%
B. -20%
C. -10%
D. -5%
E. 0%

8. If you lose 10% in any of your investments within one year, what would you like to do?

A. Invest the original amount again to average out
B. Invest half the initial amount to average out
C. Do nothing now. Wait for losses to recover.
D. If losses increase, book the loss
E. Book the loss immediately.

9. Which of the following experiences describes your past investment experience?

A. Made losses but I understand that high return comes from with high risk
B. I’ve gained on investments that can fluctuate in value and am comfortable with fluctuations.
C. Made losses and reluctant to invest in anything that fluctuates much in value
D. Stick to stable and safe investments
E. I’m a first-time investor and have till now invested only in FD/Insurance/Postal/Pension schemes.

Risk Profile