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Car Finance

  • Up to 100% finance for new vehicles
  • Maximum Funding for used vehicles
  • Fast turnaround time
  • Attractive Interest Rate
  • Simple documentation
  • Sundaram Credit Protect - Credit Life Cover

New Car Finance


  • EMI or FMI? - Choice is yours
  • End-to-end service- from test drive to delivery
  • Finance for all brands of cars

How much finance can I avail?

Up to 100% funding on ex-showroom price.

In how many instalments should I repay the loan?

Our instalments range from 12-60 months. We also have a Flexible Monthly Instalment option of 5+2 years.

How soon will my loan be sanctioned?

Our approvals are instant, subject to satisfying credit norms.

What are the types of cars that you finance?

All makes and models of Indian and imported cars.

Do you arrange for test drive of the vehicle?

Yes. From test drive to delivery of the vehicle, you can rely on us.

Will you require a guarantor always?


Do you insist that insurance has to be done only through your agent? Can I take responsibility for insurance on my own?

We do not insist on this, but please take care to arrange for comprehensive insurance and produce the policy copy with our hire purchase endorsement in time.

Do you offer finance on vehicle insurance as well?

Yes. We offer finance for fresh/renewal of insurance policies. The same will be recovered along with monthly instalments. Click here to know more

Can I pay my EMI online?

Yes. Pay EMI through:

Our App (UPI/Netbanking) Or Website (Quick Pay EMI or Customer Portal)

Used Car Finance


  • Finance for used/second hand/pre-owned cars
  • Funding up to 7-year-old model
  • End-to-end support for transfer of ownership and RTO related procedures
  • Hassle-free process

How much finance can I avail?

We do up to 85% funding for used cars

In how many instalments should I repay the loan?

You can repay in a maximum of 48 instalments

What is the rate of interest for used car finance?

The rate starts from 12.5% p.a

How soon will my loan be sanctioned?

Our approvals are instant, subject to satisfying credit norms

What are the models that you finance for?

We offer finance for up to 7-year-old model cars, of specific makes/types

Offers For Existing Customers

  • Check your eligibility for a pre-approved loan
  • Refinance on existing vehicle - cash loan to meet any financial emergency in the family

What should I do in case I wish to replace my PDCs?

Make the request to your nearest branch or click here

What are the various payment options available?

Download the Sundaram Finance app and pay via UPI /Net banking. You may also pay through our customer portal and/or Quick Pay EMI facility in our website.

Can I remit the instalment in any branch?

Yes. You can remit your instalment in any of our branches. click here to view list of our branches.

At what frequency do you send me periodical statement of account?

Statement of accounts/Principal interest statement are sent yearly once at free of cost. They can also be generated from our app/customer portal or by giving a missed call to 9289220125 from your registered mobile number.

What should I do in case of address change/ mobile number change?

Initiate the request by logging into our customer portal/app. You may also intimate the branch that you usually deal with.

What is the procedure, should I wish to foreclose my account?

Under the agreement, foreclosure is not contemplated within six months. Upon specific request we can agree for the same subject to payment of penalty amount as per the agreement.

Can I make bulk payments to reduce the finance quantum?

Yes, subject to terms and conditions.

What should I do when my contract tenure gets over?

On payment of the last instalment and any other dues as per the agreement, the termination papers including the RTO related papers will be issued.

What papers do I have to collect on termination?

The No-objection letter addressed to the RTO and insurance endorsement cancellation letter, if any.

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