Instant, Transparent and Easy
Car Loan with the Best
Customer Service

Car Finance

We are always here to help you fulfill your dreams. Rest assured that right from test drive to delivery of your vehicle, Sundaram executives are always with you. Choose from our customised car loan offers made just for you!

Special Sundaram Benefits

  • Maximum Funding for new / used vehicles
  • Attractive Interest Rate
  • Simple documentation
  • Sundaram Credit Protect - Credit Life Cover

New Car Finance

Travel Safe Every day in your New Car

Avail our Instant New Car Loan to get your car delivered in no time! Get up to 100% Funding on your dream car at an attractive interest rate with minimum documentation. Ensure a safe and happy travel everyday with your new car.


  • EMI or AMI? - Choice is yours
  • Enjoy the benefits of Affordable Monthly Instalments, by customizing your car loan instalment based on your cash flow.

  • Worried about documentation? Avail our friendly income assessment along with customised offers made for you
    • - Ezi-Pay EMI - Only 50% EMI for the first six months!
    • - Hassle-free documentation
    • - Quick Disbursements

  • Special offer for farmers
    • - Pay EMI once in six months only!
    • - Up to 85% Funding
    • - Tenure up to 4 years

  • End-to-end customer service- from test drive to delivery

1. How much car loan can I avail?

On your new car loan, you can avail up to 100% funding* on ex-showroom price. *T&C

2. In how many instalments should I repay the car loan?

Our car loan instalments range from 12-60 months. We also have a Flexible Monthly Instalment option of 5+2 years.

3. How soon will my car loan be sanctioned?

Our car loan approvals are instant, subject to satisfying credit norms.

4. What are the types of cars that you finance?

We provide car loan for all makes and models of Indian and imported cars.

5. Do you arrange for test drive of the car?

Yes, our customer service and support starts from test drive to delivery of your car.

6. Will you always require a guarantor for availing car loan?

No, the guarantor for your car loan is subject to your eligibility.

7. Do you insist that insurance has to be done only through your agent? Can I take responsibility for insurance on my own?

We do not insist on this, but please take care to arrange for comprehensive insurance and produce the policy copy with our hire purchase endorsement in time.

8. Do you offer loan on vehicle insurance as well?

Yes. We offer finance for fresh/renewal of insurance policies. The same will be recovered along with monthly instalments of your car loan.

9. Can I pay my EMI online?

Yes! You can Pay your car loan EMI through:

Our App (UPI/Netbanking) or Website (Quick Pay EMI or Customer Portal)

Used Car Finance

Buying an Used car has never been this easy!

The Used Car Loan comes with holistic customer support to ensure your convenience throughout the process of buying a car from your dealer. Our fast and hassle-free loan processing helps to buy your car in no time!

  • Used car loan to buy all makes and models of cars
  • Maruti, Honda, Hyundai, Mahindra, Kia, Morris Garages, Skoda, Ford, Volkswagen, Mercedes, Toyota, Tata, Renault etc

  • Funding for up to 7-year-old-models
  • End-to-end customer support for transfer of ownership and RTO related procedures

1. How much loan can I avail on a used car?

We offer up to 85% funding on used cars.

2. In how many instalments should I repay the used car loan?

You can repay the used car loan in a maximum of 48 instalments.

3. What is the rate of interest for used car loan?

Our used car loan rate starts from 12.5% p.a.

4. How soon will my used car loan be sanctioned?

Our used car loan approvals are instant, subject to satisfying credit norms.

5. What are the models that you provide loan for?

We offer finance for up to 7-year-old model cars, of all makes and models like Maruti, Honda, Hyundai, Mahindra, Kia, Morris Garages, Skoda, Ford, Volkswagen, Mercedes, Toyota, Tata, Renault etc

Loan Against Car For Personal Use

Need finance for any unplanned expenses?
Your money is just one step away!

  • Avail easy loan against your own car for personal use
  • Whether it is paying for your medical emergencies, child’s school or college fees, renovating your house, or a wedding in the family - our loan against car product will help you meet such unplanned expenses.


1. Do I need to have my own car?

Yes, you need to own a car to avail this loan.

2. Can I use the money to meet my family expense?

Yes, it is like a personal loan. You may use it for education, medical emergencies, wedding or even for a vacation.

Offers for Existing Customers

As our existing customer, we understand you and your work. You can now enjoy special Sundaram benefits such as Top-up loans, Refinance to meet your expenses in the current scenario.

  • Refinance on existing car – cash loan to meet any personal expenses for medical emergencies, household purchases and renovation, educational and wedding expenses
  • Depending on your asset value, avail refinance up to 7 Lakhs
  • Attractive interest rate
  • Simple and hassle-free documentation
  • Affordable monthly payment
  • Timely availability of credit
  • Personalised service for smooth day-to-day operations

With all these, you can enjoy our best customer service as always!


1. What should I do in case I wish to replace my PDCs?

Make the request at your nearest branch or click here

2. What are the various payment options available?

Download the Sundaram Finance app and pay via UPI / Net banking. You may also pay through our customer portal and/or Quick Pay EMI facility in our website.

3. Can I remit the instalment in any branch?

Yes. You can remit your car loan instalment in any of our branches. click here to view list of our branches.

4. At what frequency do you send me periodical statement of accounts?

Statement of accounts/Principal interest statement are sent yearly once at free of cost. They can also be generated from our app/customer portal or by giving a missed call to 9289220125 from your registered mobile number.

5. What should I do in case of address change/mobile number change?

Initiate the request by logging into our customer portal/app. You may also intimate the branch that you usually deal with.

6. What is the procedure, should I wish to foreclose my account?

Under the agreement, foreclosure is not contemplated within six months. Upon specific request, we can agree for the same subject to payment of penalty amount as per the agreement.

7. Can I make bulk loan payments to reduce the finance quantum?

Yes, bulk loan payments are subject to terms and conditions.

8. What should I do when my car loan contract tenure gets over?

On payment of the last car loan instalment and any other dues as per the agreement, the termination papers including the RTO related papers will be issued.

9. What papers do I have to collect on car loan termination?

The No-objection letter addressed to the RTO and insurance endorsement cancellation letter, if any.

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